Housing & Financial Counseling
At Commonwealth Catholic Charities, we believe that every individual and family can attain financial success given the right tools, information, and guidance. Whether trying to improve credit scores, create a workable budget, purchase a home, or avoid foreclosures, CCC's HUD-certified financial and housing counselors can help develop a plan to achieve financial goals through one-on-one counseling, classes, and workshops.
Personal Financial Management
Through personal financial management education, participants develop sustainable spending plans based on household income, incorporating current needs and future financial goals.
Credit Counseling
Personalized credit counseling helps individuals improve and maintain healthy credit and understand credit reports and credit scores.
HECM Reverse Mortgage Counseling
CCC's HECM certified staff provide counseling for current homeowners age 62+ considering a reverse mortgage.
Fair Housing
CCC's certified counselors can explain fair housing rights, improve individual understanding of rights, provide advocacy, and work with state and local resources to promote fair housing enforcement.
Rental Counseling
Through rental counseling individuals can learn how to become a successful renter and better meet their long-term financial goals.
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Financial Assistance
Financial assistance is available to those who are facing difficulties making rental, mortgage, or utility payments and who meet program criteria . Speak to a counselor for program criteria.
Homeowner Services
CCC's homebuyer services help homeowners understand home maintenance, financial management, and how to navigate refinance options to avoid foreclosure.
Foreclosure Prevention & Mortgage Delinquency
Counselors help individuals communicate with mortgage lenders, explore loss mitigation options, look at ways to retain their home, or create a strategy to exit the situation.
Homebuyer Services
Homebuyer services promote homeownership opportunities, equitable access to credit for purchase and improvements, and
wealth-building.